Payment methods at X3000
By Henrik Åström, casino analyst — updated August 2026
Everything money-related at X3000 lives on one screen: the cashier. Deposit and withdrawal share the same panel, and the method you funded the account with is the one the operator offers you back when you cash out. This page is the map of that panel — every payment method available to a Swedish account, what each one costs in time, and where the paperwork sits.
I do not run the platform; this site reviews it. The numbers below come from two places: the terms the operator publishes, and a full cycle I ran with my own money on each rail — deposit, session, withdrawal, stopwatch running. Casino payments look identical on the surface at every brand. The difference is always in the banking rails behind the buttons, and that is what the first table compares.
The full payment methods matrix
You can deposit with Trustly, Skrill, Paysafecard, Visa, Mastercard, a bank transfer or crypto. Two questions decide which row suits you: how long does withdrawal take on that rail, and what you do when a deposit not showing in the balance turns out to be a name mismatch rather than a lost payment.
All amounts are in Swedish kronor. Crypto minimums are quoted as approximate because the threshold is set in the coin itself and its value in kronor moves with the exchange rate.
| Method | Min deposit | Deposit time | Min withdrawal | Withdrawal time |
|---|---|---|---|---|
| Trustly (direct bank, BankID) | 200 kr | Instant | 200 kr | 0–2 hours |
| Skrill | 200 kr | Instant | 200 kr | 1–3 hours |
| Paysafecard | 200 kr | Instant | Not available | Paid via Trustly, Skrill or bank |
| Visa | 200 kr | Instant | 200 kr | 1–3 banking days |
| Mastercard | 200 kr | Instant | 200 kr | 1–3 banking days |
| Bank transfer (SEPA, bankgiro) | 300 kr | 0–1 banking day | 300 kr | 1–3 banking days |
| USDT (TRC-20) | ca 250 kr | 5–20 min | ca 250 kr | 1–24 hours |
| Litecoin (LTC) | ca 250 kr | 5–20 min | ca 250 kr | 1–24 hours |
| Bitcoin (BTC) | ca 250 kr | 10–40 min | ca 250 kr | 1–24 hours |
Payout speed: instant withdrawal, fast payout and what those words hide
Payout speed runs on two clocks, and mixing them up is why players argue about it. The first clock is the operator approving the request. The second is the rail carrying the money, and that is the one you choose. Only the second clock is under your control, so pick the rail deliberately.
Trustly is the fast withdrawal route: the operator quotes 0–2 hours and my own stopwatch read 1 h 40 min from pressing confirm to seeing the money in the bank app. Skrill lands in 1–3 hours. Crypto clears in 1–24 hours — usually near the bottom of that range, occasionally near the top when the network is busy. Visa, Mastercard and bank transfer all take 1–3 banking days, because a card payout still has to cross the banking system after approval. A same day withdrawal is realistic on Trustly, Skrill and most crypto requests; on cards and bank transfer it is not, whatever time you file.
The word instant in the cashier only ever describes deposits. Trustly, Skrill, Paysafecard, Visa and Mastercard credit in seconds; bank transfer takes 0–1 banking day; crypto needs 5–20 minutes for network confirmations, and 10–40 minutes for Bitcoin specifically. Three things speed a payout up in practice: verification finished in advance, no open bonus with unmet wagering, and a request that stays under the per-transaction ceiling. There is no fee you can pay to jump a queue. Full detail sits on the withdrawal guide.
Minimum deposit: what 200 kr actually buys
The minimum deposit is set per method, not once for the whole account. Trustly, Skrill, Paysafecard, Visa and Mastercard all start at 200 kr. Bank transfer starts at 300 kr, because the handling cost is the same whether the sum is small or large. Crypto sits at roughly 250 kr in coin terms.
That makes X3000 a genuine low deposit casino by Swedish standards, and 200 kr is not an arbitrary number — it is also the qualifying amount for the welcome offer of 100 % up to 3 000 kr described on the welcome bonus page. Deposit less and the balance still lands, just without the offer attached. As a playing budget, 200 kr at 1 kr per spin is a couple of hundred rounds, which is enough to form an opinion about a slot without being enough to matter if it goes badly. Anyone comparing X3000 with another min deposit casino should also check whether the cheap entry point comes with a payout minimum above it — here it does not, since withdrawals also start at 200 kr.
Currency: play in kronor and pay the spread once
The account currency is chosen at registration and stays with the account afterwards. SEK is the default and the sensible pick for a Swedish player. The supported currencies also include EUR and USD, which matter if your everyday bank account is held in one of them.
Currency conversion is where money quietly leaks. If the card or wallet you fund from is denominated in one currency and the casino balance in another, the exchange happens at the payment provider rate with a spread of roughly 1,5–2,5 % built in — and it happens again in reverse when you withdraw. That is the same spread paid twice on a single round trip. If you play in kronor with a Swedish bank behind Trustly, no conversion is applied at all and the amount debited equals the amount credited. Crypto is a separate case: the coin is converted to your balance currency at the moment the transaction is credited, so the exchange rate risk sits with you between sending and confirmation.
Fees, commission and transaction limits
On the fee line X3000 behaves like a no fee casino: nothing is deducted on the platform side, and the only cost you meet is the blockchain network fee on crypto.
X3000 charges no fee of its own on either side of the cashier — no commission on deposits, none on withdrawals. What remains is the cost of the rail itself, and the caps that govern how much can move at once.
| Item | Value at X3000 |
|---|---|
| Platform fee on deposits | None |
| Platform fee on withdrawals | None |
| Network fee, USDT on TRC-20 | ca 1 USDT, paid to the network |
| Network fee, Litecoin | ca 0,001 LTC, paid to the network |
| Currency conversion spread | ca 1,5–2,5 % if the account is not in kr |
| Maximum per withdrawal | 50 000 kr |
| Monthly withdrawal limit | 200 000 kr, raised at higher VIP levels |
| Deposit limits | Set by you in the account tools, any period |
| Bank charges | Your own bank may price an outgoing SEPA transfer |
Two of those lines deserve a comment. The withdrawal limits are cumulative across methods, so splitting a large win between Trustly and crypto does not raise the monthly ceiling — it only changes how fast each slice arrives. The deposit limits work the other way round: they are a responsible-gambling tool you impose on yourself, tightened instantly and loosened only after a cooling period, and they are explained alongside the other controls on the responsible gambling page.
Verification, documents and the pending withdrawal status
KYC for withdrawal is a one-time gate, not a recurring tax. Before the first payout the operator asks for a photo ID and a proof of address dated within the last three months. If you deposited by card, a proof of payment is added to the list — an image of the card showing the name and the last four digits, with the middle digits covered. The review is quoted at up to 24 hours; my own uploads came back between 3 and 18 hours.
The name on the payment method has to match the name on the gaming account. This is the single most common reason a first withdrawal verification stalls, and it is why a card borrowed from a partner is a bad idea even when it is offered helpfully. Same principle drives the closed-loop rule: money returns along the path it arrived on, up to the amount deposited, with Paysafecard as the documented exception.
While the request shows as a pending withdrawal, the money has left the playable balance but has not yet been handed to the payment provider. That window is normal. It is also the only time the request can be cancelled — and cancelling it puts the funds back in the playable balance, which is exactly how a planned cashout turns into an unplanned session. If a pending status lasts unusually long, the reason is nearly always a document the compliance desk is still waiting for, and live chat will name it in a couple of minutes.
Guides for every payment method
Each method has its own page with the step-by-step flow, its limits, and the failures that actually happen with it:
- Trustly at X3000 — direct bank payments with BankID, the fastest payout on the platform.
- Skrill at X3000 — e-wallet deposits and 1–3 hour cashouts, with the name-matching trap explained.
- Paysafecard at X3000 — prepaid vouchers, where to buy them, and why the withdrawal has to go elsewhere.
- Bank transfer at X3000 — SEPA and bankgiro, reference numbers and banking-day maths.
- Visa at X3000 — 3-D Secure, declined transactions and why refunds return to the same card.
- Mastercard at X3000 — virtual cards, Maestro, bank-side limits and the authorisation hold.
- Bitcoin at X3000 — confirmations, network fees and exchange rate risk.
- Crypto payments at X3000 — USDT, Litecoin and Bitcoin, plus the TRC-20 versus ERC-20 question.
- How to deposit at X3000 — the deposit flow end to end, with the minimums in one table.
- How to withdraw at X3000 — the payout flow, limits and the closed-loop rule in detail.
If a payment question is not answered on any of them, support runs live chat around the clock in Swedish and English, with a first reply typically inside 2–5 minutes. The wider verdict on the platform sits in the X3000 review.